Line of Credit in Canada

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Submit Your Application

Getting started is simple and the application is completely online.

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Get Approved¹

Request a credit limit, securely verify your information, and review and sign your agreement.

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Request a Draw Online

Request a draw online and, if you’re approved, funds may be deposited into your bank account the same business day².

Why Should You Choose Fora?

Easy and 100% Online

Whether you’re on-the-go or in the comfort of your home, you can apply online anytime.

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Flexibility

A Line of Credit from Fora offers the flexibility in a credit product you have been looking for. Draw from your available credit as needed³.

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No Additional Fees

There are no origination fees, annual fees, draw fees or late fees on your Line of Credit from Fora. You only pay interest on what you draw, not your entire credit limit.

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Peace of Mind with the Fora Payment Protection Plan

A little bit of peace of mind can go a long way when it comes to your line of credit payments. That’s why we offer the Fora Payment Protection Plan – optional insurance to help safeguard against some of life’s unexpected hurdles that may come your way⁶.

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We Aim for Credit Inclusivity

At Fora, we understand that emergencies happen and you may need some financial support. Our goal is to provide credit when you need it¹.

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Breeze through the online application process in minutes.

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No additional fees; no origination fees, no annual fees, no late fees.

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Fast funding – as early as the same business day².

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Got Questions? We can answer them.

What is a personal Line of Credit from Fora?expand_more

A personal Line of Credit from Fora is an open-end credit product that allows you to make draws, repay and redraw as needed, from your available credit³. If approved, you can access funds up to a specific credit limit.

What are the minimum eligibility requirements for a Line of Credit from Fora?expand_more

Be a Canadian citizen or permanent resident with a valid government-issued identification;
Be a resident of and legal age of majority in the following provinces/territories:
- Alberta
- British Columbia
- New Brunswick
- Newfoundland and Labrador
- Nova Scotia
- Ontario
- Saskatchewan
Have an open and active personal bank account;
Have a consistent source of income;
Receive income through direct deposit; and
Have a valid contact number and an active email address.

How do I access my available credit?expand_more

Log into your online account, click “Request a Draw” and enter the amount that you would like to draw³. If you are experiencing difficulties accessing your account, Contact us during our regular business hours.

Fora is Proudly Canadian

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are serving residents of Alberta, British Columbia, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Check back often to see if a Line of Credit from Fora is available in your area.

The financial flexibility you have been looking for.

Why Should You Choose Fora?

Peace of Mind with the Fora Payment Protection Plan

We Aim for Credit Inclusivity

Got Questions? We can answer them.

Fora is Proudly Canadian

At Fora, credit inclusion is important to us.