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Personal Loans in New Brunswick

No one likes to have to account for emergency expenses, especially when they’re not staring you in the face, needing to be dealt with. Having said that, without some sort of plan in place to help you handle these unexpected scenarios, you can find yourself in real financial trouble down the line. So, if your savings are low and you run into an emergency expense, a Line of Credit in New Brunswick may be a possible short-term solution!

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Applying for New Brunswick Personal Loans

Sitting in between Quebec, Maine, Prince Edward Island, and Nova Scotia, New Brunswick is known for its mix of beautiful coastal islands, rivers, and mountain forests. One of its biggest attractions is the Bay of Fundy, where you’ll find the highest tides in the world. One of its biggest cities is Saint John, which is home to a historic port and is found right on the Bay of Fundy.

The cost of living in New Brunswick is generally lower than the national average but this could vary depending on where you live in the province. Some of the biggest cities in New Brunswick include Saint John, Fredericton, and Moncton.

Regardless of where you live in this beautiful province, you’ll always want to make sure you have the means to handle emergency expenses that may come your way. Facing things like essential car repairs, unexpected home repairs, or even emergency medical situations can be tricky on short notice, and if you don’t have savings waiting to help bail you out, a line of credit in New Brunswick could be a potential option.

How Does This Line of Credit Work?

With a Line of Credit in New Brunswick from Fora, you could qualify for an online loan with a credit limit between $1,000 and $15,000.

One of the best things about this Line of Credit is that it’s so easy to apply for one online and you can get through the application in just minutes.

If you need a little financial boost and you think that a New Brunswick online loan could provide you with the help you need, a Line of Credit online from Fora has the fast and easy application process that you’ve been looking for! If you’re approved, you can rest easy knowing that you’ll have a financial safety net to help you handle an emergency expense, as long as you have available credit3. On top of this, the money you draw can be in your bank account as soon as the same business day!

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $1,000 to $15,000
Loan Type: Line of Credit
Minimum Payment: Interest + Principal Contribution
Funding Time: Same Business Day2

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Why Choose a Personal Loan in New Brunswick from Fora?

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Flexible Access to Cash

  • You can apply online from anywhere as long as you can access the internet.
  • Ongoing access to a financial safety net to help you in your time of need3.
  • If you’re approved for this Line of Credit, you could get your funds as soon as the same business day.

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Dedicated Customer Service

  • Our Customer Service team is always happy to help as best they can when you’re in need!
  • We’re here all week to give you more information relating to the Line of Credit offered from Fora.
  • Reach us by phone or chat.

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Safe & Secure Borrowing

  • We use industry-standard practices to protect your data and privacy.
  • Trust your personal information is secure with our use of 256-bit Advanced Encryption Standard (AES-256).
  • Your secure online account will have the information you need regarding your Line of Credit.

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Details of the New Brunswick Line of Credit

If your savings are running short and you’re suddenly faced with the prospect of dealing with an emergency expense, this can be a challenge without an emergency fund at the ready. If you’re in this situation, a personal loan in New Brunswick could give you the help you need! While what constitutes an emergency situation can vary depending on the person, common things that you could run into could be things like unexpected car or home repairs, or even medical emergencies.

If you’re looking to apply for a personal loan with Fora, click here to apply or call us at 1-888-899-3672 for more information.

Credit Limit

$1,000 to $15,000.

Making a Draw

You can choose to withdraw your available funds all in one go, or in smaller amounts from your available credit, as needed3.

If you request a draw, funds can be deposited into your bank account as soon as the same business day.

Cost

The annual interest rate for a Line of Credit from Fora starts as low as 19.9%5.

You only pay interest on what you draw, not your entire credit limit.

Repayment of the Online Loan in New Brunswick

If you have an outstanding balance, you will need to make Minimum Payments which are typically due on your pay dates.

Each Minimum Payment includes:

  • Interest charged on your outstanding principal balance for each day of your billing cycle; and
  • A contribution towards your principal, based on your income frequency.

The exact amount of each Minimum Payment and the corresponding due date will be outlined in your statements.

Keep in mind that you always have the option of making additional payments without having to worry about prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards or call 1-888-899-3672 to set up a payment.

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Frequently Asked Questions about Loans in New Brunswick Online

To be eligible for a Line of Credit from Fora, you must (at minimum):

  • Be a Canadian citizen or permanent resident with a valid government-issued identification;
  • Be a resident of and legal age of majority in New Brunswick;
  • Have an open and active personal bank account;
  • Have a consistent source of income;
  • Receive income through direct deposit; and
  • Have a valid contact number and an active email address.

Yes, you will need an open and active personal bank account to apply for this Line of Credit.

No, one great thing about this online Line of Credit in New Brunswick is that you won’t need to set an appointment. Applying online is simple, convenient, and fast! Just click here and you can fill your application out in just minutes1.

If you need any more information, you can simply call us at 1-888-899-3672 and we’ll do our best to give you the information you need.

The Line of Credit from Fora is currently offered in Ontario, New Brunswick, Alberta, Nova Scotia, Saskatchewan, and British Columbia. There will be more provinces and territories operational in the future. Check back regularly to see if the Line of Credit online from Fora is available in your area.

At Fora, Credit Inclusion is Important to Us

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. If you need some assistance with your Line of Credit or have any questions for us, don’t hesitate to email us at service@foracredit.ca. For more info, visit our general FAQs page.

1 Not all applications are approved. Duration of approval process may vary. Credit limits may vary and are subject to verification criteria.

2 If approved, any requested funds will typically be deposited into your bank account the same business day; timing of funding may vary. The date and time the funds are made available to you by your bank are subject to your bank’s policies. For specific funding cut-off times, click here.

3 You can request a draw at any time, so long as you have available credit, your account is in good standing, and you otherwise meet any criteria required to request draws from your account.

4 The exact impact of your Fora account activity to your credit score is unknown as your credit score is influenced by numerous contributing factors.

5 Actual rates may vary from 19.9% to 34.9% and are subject to eligibility, underwriting and creditworthiness.

6 The Fora Payment Protection Plan includes coverage against Involuntary Unemployment, Disability, Critical Illness and Death and Dismemberment. For full details regarding coverage, please review the Certificate of Insurance.

Contact Us

 

1-888-899-FORA

PO Box 17071, Toronto,
RPO Yonge-King, ON M5E 1Y2

Fora Credit

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